SIP Calculator

Calculate the future value of your Systematic Investment Plan (SIP) over time.

About SIP Calculator

Investing monthly in mutual funds? The Free SIP Calculator is the Best Mutual Fund Tool to visualize how your small monthly investments grow into a massive corpus.

Features

How to Use

  1. Enter your Monthly Investment Amount.
  2. Enter your Expected Annual Return Percentage (e.g., 12%).
  3. Enter the Time Period (Tenure) in years.
  4. Review the massive difference between your invested amount and your final wealth.

Frequently Asked Questions

What is a SIP?

A Systematic Investment Plan (SIP) is a method of investing a fixed sum regularly in a mutual fund scheme, allowing you to buy units on a given date each month.

What is a realistic expected return?

In the Indian equity market, long-term diversified mutual funds have historically yielded around 10-14% annualized returns over 10+ year periods.

What is Rupee Cost Averaging?

By investing a fixed amount every month, you buy more units when the market is down and fewer when it is up, averaging out your cost per unit over time and reducing risk.

Does this account for inflation?

No, this calculator shows nominal absolute returns. To find your true purchasing power, you must subtract the average inflation rate from your expected return.

Does SIP use compound interest?

Yes, the power of SIP lies entirely in the compounding of your returns over many years.

Are the returns guaranteed?

No, equity mutual funds are subject to market risks. The expected return is just a conservative estimate.

What is a realistic expected return rate?

Historically, broad market equity index funds average around 10-12% annually over long periods.

Is this a free sip calculator?

Yes, this free sip calculator is available to all investors.

Why use the best mutual fund tool?

It provides a clear visual roadmap to achieving your financial goals.

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